Website Terms of UseIntroduction
These terms and conditions govern your use of this website; by using this website, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this website.
[You must be at least [18] years of age to use this website. By using this website [and by agreeing to these terms and conditions] you warrant and represent that you are at least [18] years of age.]
[This website uses cookies. By using this website and agreeing to these terms and conditions, you consent to our "CPN Software" "cpnsoftware.com" "LNCF", "Legal New Credit File ™", A.K.A. Centurion Financial Services Inc, "ENCRYPTED SUPPORT LP", "LegalNewCreditFile.com"', "Legal New Credit File" use of cookies in accordance with the terms of, TO BE FURTHER REFERED TO AS: LegalNewCreditFile.com, Legal New Credit File [privacy policy / cookies policy].]
License to use website
Unless otherwise stated, LegalNewCreditFile.com and/or its licensors own the intellectual property rights in the website and material on the website. Subject to the license below, all these intellectual property rights are reserved.
You may view, download for caching purposes only, and print pages [or [OTHER CONTENT]] from the website for your own personal use, subject to the restrictions set out below and elsewhere in these terms and conditions.
You must not:
• republish material from this website (including republication on another website);
• sell, rent or sub-license material from the website;
• show any material from the website in public;
• reproduce, duplicate, copy or otherwise exploit material on this website for a commercial purpose;]
• [edit or otherwise modify any material on the website; or]
• [redistribute material from this website [except for content specifically and expressly made available for redistribution].]
[Where content is specifically made available for redistribution, it may only be redistributed [within your organization].]
Acceptable use
You must not use this website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.
You must not use this website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, Trojan horse, worm, keystroke logger, rootkit or other malicious computer software.
You must not conduct any systematic or automated data collection activities (including without limitation scraping, data mining, data extraction and data harvesting) on or in relation to this website without LegalNewCreditFile.com express written consent.
[You must not use this website to transmit or send unsolicited commercial communications.]
[You must not use this website for any purposes related to marketing without LegalNewCreditFile.com express written consent.]
Restricted access
[Access to certain areas of this website is restricted.] cpnsoftware.com & LegalNewCreditFile.com reserves the right to restrict access to [other] areas of this website, or indeed this entire website, at LegalNewCreditFile.com discretion.
If LegalNewCreditFile.com provides you with a user ID and password to enable you to access restricted areas of this website or other content or services, you must ensure that the user ID and password are kept confidential.
[LegalNewCreditFile.com may disable your user ID and password in LegalNewCreditFile.com sole discretion without notice or explanation.]
User content
In these terms and conditions, “your user content” means material (including without limitation text, images, audio material, video material and audio-visual material) that you submit to this website, for whatever purpose.
You grant to cpnsoftware.com & LegalNewCreditFile.com a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, adapt, publish, translate and distribute your user content in any existing or future media. You also grant to LegalNewCreditFile.com the right to sub-license these rights, and the right to bring an action for infringement of these rights.
Your user content must not be illegal or unlawful, must not infringe any third party's legal rights, and must not be capable of giving rise to legal action whether against you or cpnsoftware.com & LegalNewCreditFile.com or a third party (in each case under any applicable law).
You must not submit any user content to the website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.
LegalNewCreditFile.com reserves the right to edit or remove any material submitted to this website, or stored on cpnsoftware.com & LegalNewCreditFile.com servers, or hosted or published upon this website.
[Notwithstanding cpnsoftware.com & LegalNewCreditFile.com rights under these terms and conditions in relation to user content, LegalNewCreditFile.com does not undertake to monitor the submission of such content to, or the publication of such content on, this website.]
No warranties
This website is provided “as is” without any representations or warranties, express or implied. cpnsoftware.com & LegalNewCreditFile.com makes no representations or warranties in relation to this website or the information and materials provided on this website.
Without prejudice to the generality of the foregoing paragraph, LegalNewCreditFile.com does not warrant that:
this website will be constantly available, or available at all; or
the information on this website is complete, true, accurate or non-misleading.
Nothing on this website constitutes, or is meant to constitute, advice of any kind. [If you require advice in relation to any [legal, financial or medical] matter you should consult an appropriate professional.]
Limitations of liability
cpnsoftware.com & LegalNewCreditFile.com will not be liable to you (whether under the law of contact, the law of torts or otherwise) in relation to the contents of, or use of, or otherwise in connection with, this website:
[to the extent that the website is provided free-of-charge, for any direct loss;]
for any indirect, special or consequential loss; or
for any business losses, loss of revenue, income, profits or anticipated savings, loss of contracts or business relationships, loss of reputation or goodwill, or loss or corruption of information or data.
These limitations of liability apply even if cpnsoftware.com & LegalNewCreditFile.com has been expressly advised of the potential loss.
Disclaimer Of WARRANTIES AND LIMITATION OF LIABILITY
THE LEGAL NEW CREDIT FILE SERVICES AND ALL INFORMATION, CONTENT, MATERIALS, PRODUCTS (INCLUDING SOFTWARE) AND OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE LEGAL NEW CREDIT FILE SERVICES ARE PROVIDED BY LEGAL NEW CREDIT FILE ON AN "AS IS" AND "AS AVAILABLE" BASIS, UNLESS OTHERWISE SPECIFIED IN WRITING. LEGAL NEW CREDIT FILE MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE LEGAL NEW CREDIT FILE SERVICES, OR THE INFORMATION, CONTENT, MATERIALS, PRODUCTS (INCLUDING SOFTWARE) OR OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE LEGAL NEW CREDIT FILE SERVICES, UNLESS OTHERWISE SPECIFIED IN WRITING. YOU EXPRESSLY AGREE THAT YOUR USE OF THE LEGAL NEW CREDIT FILE SERVICES IS AT YOUR SOLE RISK. TO THE FULL EXTENT PERMISSIBLE BY LAW, LEGAL NEW CREDIT FILE DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. LEGAL NEW CREDIT FILE DOES NOT WARRANT THAT THE LEGAL NEW CREDIT FILE SERVICES, INFORMATION, CONTENT, MATERIALS, PRODUCTS (INCLUDING SOFTWARE) OR OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH THE LEGAL NEW CREDIT FILE SERVICES, LEGAL NEW CREDIT FILE'S SERVERS OR ELECTRONIC COMMUNICATIONS SENT FROM LEGAL NEW CREDIT FILE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. TO THE FULL EXTENT PERMISSIBLE BY LAW, LEGAL NEW CREDIT FILE WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF ANY LEGAL NEW CREDIT FILE, OR FROM ANY INFORMATION, CONTENT, MATERIALS, PRODUCTS (INCLUDING SOFTWARE) OR OTHER SERVICES INCLUDED ON OR OTHERWISE MADE AVAILABLE TO YOU THROUGH ANY LEGAL NEW CREDIT FILE SERVICE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES, UNLESS OTHERWISE SPECIFIED IN WRITING.
Exceptions
Nothing in this website disclaimer will exclude or limit any warranty implied by law that it would be unlawful to exclude or limit; and nothing in this website disclaimer will exclude or limit cpnsoftware.com & LegalNewCreditFile.com liability in respect of any:
death or personal injury caused by LegalNewCreditFile.com negligence;
fraud or fraudulent misrepresentation on the part of cpnsoftware.com & LegalNewCreditFile.com; or
matter which it would be illegal or unlawful for cpnsoftware.com & LegalNewCreditFile.com to exclude or limit, or to attempt or purport to exclude or limit, its liability.
Reasonableness
By using this website, you agree that the exclusions and limitations of liability set out in this website disclaimer are reasonable.
If you do not think they are reasonable, you must not use this website.
Other parties
[You accept that, as a limited liability entity, cpnsoftware.com & LegalNewCreditFile.com has an interest in limiting the personal liability of its officers and employees. You agree that you will not bring any claim personally against cpnsoftware.com & LegalNewCreditFile.com officers or employees in respect of any losses you suffer in connection with the website.]
[Without prejudice to the foregoing paragraph,] you agree that the limitations of warranties and liability set out in this website disclaimer will protect cpnsoftware.com & LegalNewCreditFile.com officers, employees, agents, subsidiaries, successors, assigns and sub-contractors as well as cpnsoftware.com & LegalNewCreditFile.com.
Unenforceable provisions
If any provision of this website disclaimer is, or is found to be, unenforceable under applicable law, that will not affect the enforceability of the other provisions of this website disclaimer.
Indemnity
You hereby indemnify cpnsoftware.com & LegalNewCreditFile.com and undertake to keep LegalNewCreditFile.com indemnified against any losses, damages, costs, liabilities and expenses (including without limitation legal expenses and any amounts paid by cpnsoftware.com & LegalNewCreditFile.com to a third party in settlement of a claim or dispute on the advice of cpnsoftware.com & LegalNewCreditFile.com legal advisers) incurred or suffered by cpnsoftware.com & LegalNewCreditFile.com arising out of any breach by you of any provision of these terms and conditions[, or arising out of any claim that you have breached any provision of these terms and conditions].
Breaches of these terms and conditions
Without prejudice to LegalNewCreditFile.com other rights under these terms and conditions, if you breach these terms and conditions in any way, cpnsoftware.com & LegalNewCreditFile.com may take such action as cpnsoftware.com & LegalNewCreditFile.com deems appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider to request that they block your access to the website and/or bringing court proceedings against you.
Variation
cpnsoftware.com & LegalNewCreditFile.com may revise these terms and conditions from time-to-time. Revised terms and conditions will apply to the use of this website from the date of the publication of the revised terms and conditions on this website. Please check this page regularly to ensure you are familiar with the current version.
Assignment
cpnsoftware.com & LegalNewCreditFile.com may transfer, sub-contract or otherwise deal with cpnsoftware.com & LegalNewCreditFile.com rights and/or obligations under these terms and conditions without notifying you or obtaining your consent.
You may not transfer, sub-contract or otherwise deal with your rights and/or obligations under these terms and conditions.
Severability
If a provision of these terms and conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.
Entire agreement
These terms and conditions [, together with Privacy Policy, Refund Policy, Quality Policy, Terms of Use & E-Sign Consent] constitute the entire agreement between you and LegalNewCreditFile.com in relation to your use of this website, and supersede all previous agreements in respect of your use of this website.
Copyright
All content included in or made available through any Legal New Credit File Service, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software is the property of Legal New Credit File or its content suppliers and protected by United States and international copyright laws. The compilation of all content included in or made available through any Legal New Credit File Service is the exclusive property of cpnsoftware.com & Legal New Credit File and protected by U.S. and international copyright laws.
Trademarks
cpnsoftware.com & Legal New Credit File’s trademarks registered and unregistered marks that may be found on cpnsoftware.com & Legal New Credit File’s website and within its software. In addition, graphics, logos, page headers, button icons, scripts, and service names included in or made available through any Legal New Credit File Service are trademarks or trade dress of Legal New Credit File in the U.S. and other countries. Legal New Credit File's trademarks and trade dress may not be used in connection with any product or service that is not Legal New Credit File's, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Legal New Credit File. All other trademarks not owned by Legal New Credit File that appear in any Legal New Credit File Service are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Legal New Credit File.
DISPUTES
Any dispute or claim relating in any way to your use of any cpnsoftware.com & Legal New Credit File Service, or to any products or services sold or distributed by Legal New Credit File or through cpnsoftware.com & www.legalnewcreditfile.com will be resolved by binding arbitration, rather than in court, except that you may assert claims in small claims court if your claims qualify. The Federal Arbitration Act and federal arbitration law apply to this agreement. There is no judge or jury in arbitration, and court review of an arbitration award is limited. However, an arbitrator can award on an individual basis the same damages and relief as a court (including injunctive and declaratory relief or statutory damages), and must follow the terms of these Conditions of Use as a court would. To begin an arbitration proceeding, you must send a letter requesting arbitration and describing your claim to our Attorney In Fact at: attorney@legalnewcreditfile.com. The arbitration will be conducted by the Anguilla, British West Indies Arbitration Association under its rules. Payment of all filing, administration and arbitrator fees will be governed by the Anguilla, British West Indies Arbitration rules. You may choose to have the arbitration conducted by telephone, based on written submissions, or in person in the county where you live or at another mutually agreed location. We each agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated or representative action. If for any reason a claim proceeds in court rather than in arbitration we each waive any right to a jury trial. We also both agree that you or we may bring suit in court to enjoin infringement or other misuse of intellectual property rights.
APPLICABLE LAW
By using anycpnsoftware.com or Legal New Credit File Service, you agree that the Anguilla, British West Indies laws without regard to principles of conflict of laws, will govern these Conditions of Use and any dispute of any sort that might arise between you and Legal New Credit File & legalnewcreditfile.com.
HOW TO SERVE A SUBPOENA OR OTHER LEGAL PROCESS
Legal New Credit File accepts service of subpoenas or other legal process only through Legal New Credit File’s Attorney In Fact at the following address: attorney@legalnewcreditfile.com, support@cpnsoftware.com
Attn: Legal Department – Legal Process
Please note also that providing detailed and accurate information at the outset will facilitate efficient processing of your request.
cpnsoftware.com & LegalNewCreditFile.com
You can contact LegalNewCreditFile.com by emailing: admin@LegalNewCreditFile.comLegal New Credit File ™
REFUND POLICY
Enhancement Services All package trade-lines appear within 60 days, most post within 30, and some post sooner. It depends on the credit bureaus after you are added. Some trade-lines stay on a file permanently. If the line does not appear within the 60 day period listed above, we will issue a replacement if it meats the conditions below. If the REPLACEMENT line does not post within its time period then we will issue you a new tradeline. You as the client and/or Agent Broker are responsible for the accuracy of information you submit to us. Being one digit off on a Number or date of birth, or spelling a name incorrectly will cause a trade-line not to post properly. We DO NOT replace lines when you submit inaccurate information so please double check your info. If you submit incorrect or inaccurate information, you would need to re-purchase the line again if the order was already processed.
It is the client’s responsibility to open credit monitoring service's. We highly recommend Credit Check Total because it provides quicker updates, more accurate information, and sends alerts in real time that the free services do not send. Note that we do not accept Credit Karma or any free credit monitoring site as proof of non-posting (example creditkarma.com only shows (2) credit agencies FICO Score Numbers). This is industry standard. More information on our trusted credit monitoring sites as proof of non-posting are listed below.
After the 30th business day after the upload date, if the line has not posted, please contact us to inform us. We will investigate. If you don’t contact us, then we DON’T KNOW ABOUT IT. In order to investigate trade-lines that have not posted, you must provide a valid login ID and password from one of our trusted credit monitoring sites. We accept: Creditchecktotal.com/Experian.com/Transunion.com/Equifax.com/Myfico.com/creditkarma.com only shows (2) agencies). After 20 business days, if you have not emailed us we will assume that the line has posted and the transaction has successfully completed. In the event of a trade line getting shut down, or a line becoming unavailable or sold out, we will select an adequate replacement trade line and move you to it. This may be without notice. Changes happen so frequently that we are unable to notify every client of every change. A note about Fraud Alerts & Freezes : If you have a Fraud Alert or Freeze on your credit report, you MUST remove it in order for your trade-line to report properly. ANY AND ALL FRAUD or FREEZE ALERTS MUST BE REMOVED BY YOU. If you do not, you will run into posting issues that we will not accommodate for. In order to remove a Fraud Alert, you must call each credit bureau and remove it. You are welcome to put the fraud or freeze alert back on your file once your trade-line posting in complete. Other packages listed on the site also have a specific time frame for completion. If you have passed the time frame and you are not satisfied, a refund or a credit of services will be considered based on a client-by-client basis only under the Refund Policy below. If you buy a tradeline à la carte & not in a package expect a minimum of (1) credit agency posting. A refund will NOT be issued if instructions were not followed.
Effective date: May 12, 2022
This E-Sign Consent applies to any and all communications and/or disclosures that we are legally required to provide to you in writing in connection with your ENCRYPTED SUPPORT LP account and any related products and services (“Communications”). This E-Sign Consent supplements and is to be construed as in accordance with the terms and conditions contained in the ENCRYPTED SUPPORT LP Terms of Service.
If you choose not to consent to this Notice or you withdraw your consent, you will be restricted from using our Electronic Services.
1. Scope. When you use the Services, you agree that we may provide you with any Communications in electronic format, and that we may discontinue sending paper Communications to you, unless and until you withdraw your consent as described below. Your consent to receive electronic communications and transactions includes, but is not limited to:
Legal and regulatory disclosures and communications associated with your account or the Services;
Notices or amendments relating to the Terms of Service, the Privacy Policy, the Cookie Policy or this E-Sign Consent;
2. Methods of Communication. All Communications that we provide to you in electronic form will be done by e-mail, by posting to the ENCRYPTED SUPPORT LP website (https://legalnewcreditfile.com), or through other electronic communication such as with cpnsoftware.com or mobile push notifications or text messaging.
3. Hardware Requirements. In order to access, view, and retain electronic Communications that we make available to you, you must have the following software and hardware:
A valid e-mail address.
A computer or other device capable of accessing the internet with a current web browser that supports at least 128 bit encryption, such as Google Chrome, Apple® Safari, Microsoft® Internet Explorer, or Mozilla Firefox®. The browser must have cookies enabled.
The computer must also have a printer or disk drive to print or retain copies of this E-Sign Consent and any Communications.
4. Updating your Information. It is your responsibility to provide us with a valid, accurate and complete e-mail address, your contact information, and other information related to this E-Sign Consent and your account, keep such information up to date. You may update your information by contacting us at support@cpnsoftware.com.
You understand and agree that if ENCRYPTED SUPPORT LP sends you a Communication but you do not receive it because your primary email address on file is incorrect, out of date, blocked by your service provider, or you are otherwise unable to receive electronic Communications, ENCRYPTED SUPPORT LP will be deemed to have provided the Communication to you; however, we may regard your account as inactive. You may not be able to use our Online Services until we receive a valid, working primary email address from you.
If you use a spam filter or similar software that blocks or re-routes emails from senders not listed in your email address book, we recommend that you add ENCRYPTED SUPPORT LP to your contacts so that you can receive Communications by email.
5. Withdrawing Consent. You may withdraw your consent to receive electronic Communications at any time by contacting us. You understand that any withdrawal of your consent to receive electronic Communications will be effective only after we have had a reasonable period of time to process your request. You understand that withdrawing your consent to electronic Communications will likely result in the termination of your account.
6. Communications in Writing. All electronic Communications from us to you and you to us will be considered “in writing” and shall have the same meaning and effect as a paper ink signature Communication. You should print or download for your records a copy of this E-Sign Consent and any other Communication that is important to you. You acknowledge and agree that Communications are considered received by you within 24 hours of the time posted to the ENCRYPTED SUPPORT LP website cpnsoftware.com or (https://www.legalnewcreditfile.com), or within 24 hours of the time emailed to you unless we receive notice that the email was not delivered.
7. Termination/Changes. We reserve the right, in our sole discretion, to cancel this electronic Communication service, or to terminate or change the terms and conditions on which we provide electronic Communications. We will provide you with notice of any such termination or change as required by law.
Privacy Policy
What information do we collect?
We collect information from you when you send a message, place an order, or subscribe to our newsletter.
When messaging, ordering, or registering on our site, as appropriate, you may be asked to enter your: name, e-mail address, mailing address, phone number or credit card information. You may, however, visit our site anonymously.
What do we use your information for?
Any of the information we collect from you may be used in one of the following ways:
; To process transactions
Your information, whether public or private, will not be sold, exchanged, transferred, or given to any other company for any reason whatsoever, without your consent, other than for the express purpose of delivering the purchased product or service requested.
; To send periodic emails
The email address you provide for order processing, may be used to send you information and updates pertaining to your order, in addition to receiving occasional company news, updates, related product or service information, etc.
How do we protect your information?
We implement a variety of security measures to maintain the safety of your personal information when you place an order
Do we use cookies?
We do not use cookies.
Do we disclose any information to outside parties?
We do not sell, trade, or otherwise transfer to outside parties your personally identifiable information. This does not include trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential which they agree to when they Register with our website. We may also release your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others rights, property, or safety. However, non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
Third party links
Occasionally, at our discretion, we may include or offer third party products or services on our website. These third party sites have separate and independent privacy policies. We therefore have no responsibility or liability for the content and activities of these linked sites. Nonetheless, we seek to protect the integrity of our site and welcome any feedback about these sites.
California Online Privacy Protection Act Compliance
Because we value your privacy we have taken the necessary precautions to be in compliance with the California Online Privacy Protection Act. We therefore will not distribute your personal information to outside parties without your consent.
Children's Online Privacy Protection Act Compliance
We are in compliance with the requirements of COPPA (Children's Online Privacy Protection Act), we do not collect any information from anyone under 13 years of age. Our website, products and services are all directed to people who are at least 13 years old or older.
Online Privacy Policy Only
This online privacy policy applies only to information collected through our website and not to information collected offline.
Terms and Conditions
Please also visit our Terms and Conditions section establishing the use, disclaimers, and limitations of liability governing the use of our website at https://legalnewcreditfile.com/terms-of-use
Your Consent
By using our site, you consent to our Privacy Policy.
Changes to our Privacy Policy
If we decide to change our privacy policy, we will post those changes on this page.
Contacting Us
If there are any questions regarding this privacy policy you may contact us using the information below.
support@cpnsoftware.com
https://legalnewcreditfile.com
admin@legalnewcreditfile.com
Quality Policy
cpnsoftware.com & Legal New Credit File shall provide courteous, efficient, and effective service to every client, every time.
You, as a client of cpnsoftware.com & Legal New Credit File are the most important part of our business. Without you, there is no business.
We are dedicated to providing you with quality personal service.
The best compliment you can pay to cpnsoftware.com & Legal New Credit File is to recommend us to a friend.
cpnsoftware.com & Legal New Credit File, LNCF, and legalnewcreditfile.com reserves the right to, and will, cancel any contract with a client conducting any illegal activity that involves cpnsoftware.com & LNCF services OR abuses the staff in any way.
cpnsoftware.com & Legal New Credit File, LNCF, and legalnewcreditfile.com assumes no responsibility for any illegal activity that a client participates in, or has knowledge of.